- Wakalah concept applies in our Takaful products. Participant nominate the Takaful Operator to act on behalf to invest and manage both Tabarru' Fund and Investment Funds.
- Wakalah Fee will be deducted from the gross contribution each plan.
- The balance amount will be placed in Participants' Risk Fund (PRF) and Participants' Investment Fund (PIF) based on predefined ratios.
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